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Improve Your Credit
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Lexington Law is the trusted leader in credit repair. Having served over 200,000 clients since 1991, they have the experience necessary to make credit repair work for you.

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beginning to end and the results you achieved are remarkable. It is also noteworthy, that the fee I paid for such superior professional service must be one of the truly great bargains of all time. My warmest best wishes to you all."
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"Thank you for all the wonderful work your staff has done on my behalf. The creditors that I wanted removed are no longer there... I couldn't have done it without you, nor would I ever want to. You and your staff are truly professionals and I bow to you."
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Thinking about
Debt Consolidation?
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Credit cards have a
psychological effect on most people. We have all charged something and not
felt we paid for it. Even when we get the bill we look at the minimum
payment and think " that's not so bad". Many people take this so far that
it puts them in serious
Debt Consolidation. To really get a handle on your credit
spending you must take a different mind set. Thinking of your credit cards
as cold hard cash is not an easy thing to do. Your fighting against
Madison avenues biggest pitch and it takes some serious awareness. Here
are a few things to keep in mind about your credit spending.
- Take the amount of the purchase you
intend to make and add about 20 percent to it. That's about the average
percentage most people pay after you consider monthly interest rate and
pay off time. Keeping this in mind makes those hard to resist bargains a
little less attractive. You are not really getting 20 bucks off on that
golf club if you put it on your credit card.
- Before you make that purchase, think,
"Can I pay this off in 25 days?"
If the answer is no then you should reconsider the purchase. It only
takes a few months of not completely paying off your balances to shoot
your monthly payment up.
- Read the terms very well. Pay close
attention to the interest rates and annual fees. Some annual fees are
very high. Don't be tempted by a special introductory rate. They are
usually for a very short time and your balance is set to the new
interest rate as soon as the introduction is over.
Understand that bad credit cost you far more money
in higher interest rates on your credit cards and loans. Keep an eye on
your credit score by ordering your credit reports at least once a year.
Check them for accuracy and be quick to dispute anything that does not
seem correct. Find out more information on repairing your credit by
downloading the Credit Repair Guide, "Give Yourself Credit" Click here for
more information.
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Debt Consolidation
Resources:
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Debt Management Association
- Acts on behalf of borrowers by negotiating with creditors to reduce debt.
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Debt-Check - Provides accounts receivable and NSF check collection
services.
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United States - Bureau of the Public Debt - Consumer site with basic
debt information and an online bond-transaction page.
- About.com:
Credit/Debt Management - Credit basics.
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Grandfather Federal
Government Debt Report by MWHodges - Information on the National Debt,
including who the money is owed to, how much worse it is than ever before,
how the "budget surplus" is fake, and how the debt is still growing.
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ABC Debt
Consolidation Loans - Specializes in second mortgages, home improvement,
equity and consolidation loans.
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DebtAssessment - Offers financial planning tips and tools, and debt
elimination strategies.
- E-Debt
Financial Services, Inc. - A secure, Internet-based purchasing solution
that enables financial institutions, investors and collection agencies to
buy and sell debt portfolios.
- I am
Asking to Borrow Money - Craig Werner is seeking to borrow money with
interest, rather than just seeking donations, to help support family of five
living in a one-bedroom apartment and to cover $80,000 debt.
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UK Debt Collection - Collection and tracing. Includes newsletter
subscription and related services.
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Hollywood.com:
Life and Debt - Provides synopsis, cast, crew, multimedia and news.
- EURODAD -
European Network on Debt and Development - A network of non-governmental
organisations (NGOs) in 16 European countries. It aims to coordinate the
activities of NGOs working on the issues of Third World debt, structural
adjustment, and financial markets in order to ensure that their views be
brought to bear on decision-makers in Europe, the Bretton Woods Institutions
and other relevant players.
- Debt
Management Corp - Program negotiates with creditors on behalf of debtor
to pay back debt.
- Debt
Management Group, Inc. - Collects accounts for all business sectors as
well as NSF checks.
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Swedish National Debt Office - Press notices relating to Swedish
government debt, and some history about that debt.
- 123 Debt
- Provides credit and debt related information and evaluation analyzers for
individual debt analysis.
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FAQ About the Budget and
the National Debt - The U.S. Treasury's Office of Public Correspondence
tries to answer some of the safer questions on the National Debt.
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SecureYourDebt.com - Offers to help American homeowners reduce personal
and mortgage debts through refinancing.
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Abundant Wealth - Offers a course focused on debt elimination and wealth
building.
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Debt Marketplace - Assists buyers and sellers in all aspects of
delinquent
Debt Consolidation.
Online listing of available portfolios.
More
Debt Consolidation
Information:
Contact to issue debt, refit plant -
[CNN]
-- http://cnn.com/2003/BUSINESS/asia/02/10/nz.contact.reut/index.html News:
Online Archives: CNN.com: 2003: February: Business
IT Banking Group - Provides financing on shares, government
Debt Consolidation
instruments, and letters of credit.
-- http://www.itbankinggroup.com/ Business: Financial Services: Commercial
Lending
Graydon America - International credit reports and debt collection services.
-- http://www.graydonamerica.com Business: Financial Services: Credit and
Collection: Credit Reports
Action Debt Management & Consolidation - Offers a guide showing how to
negotiate with creditors to reduce
Debt Consolidation.
-- http://www.action-debt-management-consolidation.com/ Business: Financial
Services: Financial Planning: Debt Consolidation
Debt Recovery Specialists, Inc. - Skagit, WA agency delivers superior
service with high returns.
-- http://www.debtrs.com/ Business: Financial Services: Credit and
Collection: Collection Services
Luxembourg - Public Debt - Details of OLUX securites.
-- http://www.etat.lu/TS/dette_publique.htm Society: Government: Finance:
Debt Consolidation
Agencies
Advertisements Promising Debt Relief May Be Offering Bankruptcy - Consumer
alert from the Federal Trade Commission, pointing out that some offers to
consolidate or eliminate debts may involve bankruptcy, which has serious
long-term consequences.
-- http://www.ftc.gov/bcp/conline/pubs/alerts/bankrupt.htm Home: Personal
Finance: Money Management: Debt and Bankruptcy
Debt Clock - A Java-based national debt clock, calculates the
Debt Consolidation,
including your own portion of it and many similar things, every second.
-- http://www.toptips.com/debtclock.html Society: Issues: Economic: Public
Debt
GMAC Commercial Mortgage Europe - Provides financial solutions for
commercial development and investment throughout Europe. Assists clients in
all property activities, including debt and equity capital, loan servicing,
loan portfolio management, property management, and consulting and
technology services.
-- http://www.gmaccmeurope.com/ Business: Financial Services: Mortgages
SpendOnLife.com - Offers consumers comparison shopping on long distance,
credit reports, insurance, loans and debt counseling.
-- http://www.spendonlife.com/ Home: Personal Finance: Money Management
Debt Buyers Association - Network of industry professionals, dedicated to
building a reliable and credible market for delinquent receivables.
-- http://www.debtbuyers.com/ Business: Financial Services: Credit and
Collection:
Debt Consolidation
Brokers
Mary Is Broke - Single mother in debt after disasters and violence is
looking for help with debts. Site includes a journal, photos, personal
writings and links to similar sites.
-- http://www.geocities.com/maryisbroke/ Society: People: Requesting Help:
Debt Reduction
Survey of UK Debt Collection - Details of a survey of the debt collection
market carried out by Leeds University Business School for the Credit
Services Association.
-- http://www.debtsurvey.co.uk/ Regional: Europe: United Kingdom: Business
and Economy: Financial Services: Debt Collection
Life and Debt - Official site includes detailed description of the film's
content, credits and details of screenings.
-- http://www.lifeanddebt.org/ Arts: Movies: Titles: L: Life and Debt (5)
H.O.P.E. for Africa Act - A bill sponsored by Jesse Jackson (Democrat - DC)
to cancel debt owed by African nations.
-- http://www.citizen.org/pctrade/Africa/HOPE/hopehome.htm Society: Issues:
Economic: International:
Debt Consolidation
Cancellation
World Bank Development News - Daily online news and information site from
the World Bank. Includes news and analysis on global debt issues.
-- http://www.worldbank.org/developmentnews/ News: Current Events: Business
and Economy: Third World Economies: Global Debt Issues
Debt Advice Bureau - Free debt advisory service offering help to those with
debt problems. Advice on consolidation loans, debt management, IVAs,
bankruptcy and dealing with endowment mortgage shortfalls. A not-for-profit
organisation.
-- http://www.debtadvicebureau.org.uk Regional: Europe: United Kingdom:
Business and Economy: Financial Services: Credit Services
The Debt Advisory Service - Debt consolidation alternatives to bankruptcy,
mortgage arrears and credit card debts. Company and contact details.
-- http://www.ukdebtservice.org Regional: Europe: United Kingdom: Business
and Economy
We hope you have the info that were
looking for about
Debt Consolidation.
Debt Consolidation.
That ugly word. Use our website to find the information that you need
to get out from under the weight of debt.
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